[Placeholder: what the user agrees to by creating an account and using Muru.]
[Placeholder: account responsibility, acceptable use, and your data.]
[Placeholder: because the vault is zero-knowledge, a lost master passphrase means the data cannot be recovered. State this plainly.]
[Placeholder: how the agreement ends and what happens to data.]
[Placeholder: how updates to these terms are communicated.]
A note on privacy
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